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People will give zero fucks about a job, relationship, what people think, but for some reason we as a society think we should always bow down to the big credit card companies. A significant problem is most people with debt, just aren’t self aware of their credit, and how useless it really is to anyone. If you posted an ad in the classifieds that read “I have $31,000 of debt on four credit cards, and a credit rating.

Open to offers, will consider trades” How many people do you think would buy that? Canadians are drowning in more debt than ever, our debt to service ration is over 163%, and climbing.

Here are just a few: Forget about ever having to pull out your credit card or fiddling with Pay Pal.

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You can nevertheless check your credit score for free on Wallet Hub to get a sense of your chances: https://wallethub.com/free-credit-score/ . No, unfortunately this card does not offer airline miles. If you’re interested in miles, check out the offers here: wallethub.com/credit-cards/airline-miles/ . not a fan of taking a hard pull when asking for a credit limit increase, they seem to more credit limit friendly to those with bankruptcy on their files compared to those with no bankruptcy but a collection or two that has been paid in full. planning to close it within the year, not much you can do nowadays with a $500 credit limit. The customer service people have no idea what they're doing.

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