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Taylor, a 22-year-old student at Hunter College, had confided in her roommate about the trip and they agreed to swap text messages during the day to make sure she was safe.

Once in Greenwich, a man who appeared significantly older than his advertised age of 42 greeted Taylor at the train station and then drove her to the largest house she had ever seen.

En español l "Extra Help" is a special part of Medicare drug coverage that gives much more assistance to people with limited incomes than the regular program does. If you qualify for “full” Extra Help, you receive coverage throughout the year (no doughnut hole), pay no premium or deductible, pay very little for your prescriptions. Your copays for each prescription are: $2.95 for generic drugs, $7.40 for brand-name drugs and nothing for catastrophic coverage.

If you qualify for “partial” Extra Help, you receive coverage throughout the year and pay a reduced premium and deductible and up to 15 percent of the cost of your drugs. Level 4: If your current income is no higher than $1,485 a month (single) or $2,002 a month (for a married couple living together), and your assets (mainly savings) are no more than $13,640 (single) or $27,250 (married), you pay a percentage of your plan’s premium depending on income.

Level 2: If you receive Medicaid or Supplemental Security Income (SSI) or if your state pays your Medicare premiums, you automatically qualify for full Extra Help. (The asset limits above include $1,500 per person for intended funeral expenses, whether or not you’ve set aside money for this purpose.

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